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05 August 2020

Is now a good time to Invest in Property?

I think now is a good time to be at least looking, but take your time and make sure the numbers stack up. If you buy cash flow neutral in the right areas, irrespective of what happens with short-term house prices it will be an excellent long-term investment.

21 May 2020

Investing in property in a tight credit market

There’s no doubt that there will be some good buying opportunities over the next twelve months. To make the most of them you will need to be cashed up and ready to pounce. It’s about having the confidence, knowing you can land the deal, but also not misreading your lenders and their lack of appetite for risk.

28 April 2020

Investing in property post Covid-19

More than ever, the current economic crisis has highlighted the importance of (1) having a clear investment strategy and (2) managing your risks. What does your risk management strategy look like? What happens if your tenants cannot pay the rent? What happens if you sell a property and the bank keeps all of the sales proceeds?

13 November 2019

Building Wealth through Commercial Property

Are you ready to jump into commercial property? I wasn’t for a long time, but given I own a business and rent premises it makes sense. If you are a business owner and new to commercial property, here's how you could make it work for you.

11 October 2019

The Emergence of the Non-Bank

I've been amazed by the growth I've seen in the non-bank lending sector over the last 18 months, and I see this trend continuing, for a number of reasons.

23 July 2019

The Virtue of Patience

Property development carries with it many risks and currently it’s perhaps the most difficult market to find finance. Often, I find clients who haven’t exercised much patience and as a result can find themselves in a pickle.

29 April 2019

Developers: know your target audience

As any developer will know, banks across New Zealand have dropped a couple of belt sizes in the recent years. They’ve moved rapidly from the binge eating of the 5 or so years between 2011 and 2016 straight onto the no-sugar diet. Let’s just hope it doesn’t lead to a sugar crash!

26 April 2019

Is now a good time to buy property in New Zealand?

When prices are going up, everyone seems happy to pay ever increasing prices and nobody questions whether or not it is a good time to buy. Conversely, when prices are falling everyone sits on the fence waiting for the market to pick up.

11 March 2019

Investing in commercial property

Over the last 12 months there has been a huge influx of investors into the Commercial Property market. Those chasing yield are shifting towards it because it historically gives you a better bang for your buck than residential property. We see plenty of investors who don't fully understand the finance side of these investments, so here's our advice.

06 March 2019

How responsible lending may affect property investors

The Hayne Report was released in Australia recently, and brought about some stern recommendations for the lending sector. The standards have been put in place for the best interests of New Zealanders, however, like anything that is done by the government, they can often carry unforeseen circumstances. Let's take a look at how property investors could be affected.

14 January 2019

What is your investment time frame?

You may be noticing a significant amount of speculation around falling property prices in the press. After an 81% rise between 2008 and 2018, this growth could not continue, but should property investors be concerned? Let's look at the bigger picture and what we can expect further down the track.

04 December 2018

Tips for funding a development

We're covering off some quick things to look out for when doing a development so you don’t get caught high and dry. I'll talk GST, development costs, two key ratios and second tier lenders.